| This iDRD (Insight-based Data-Rich Deliverable) is part of the FIRE (Finance, Insurance, and Real Estate) Vertical and Applications markets. This insight discusses and analyzes trends and dynamics in the US FIRE applications market including the major types of financial applications. Finance includes depository institutions, non-depository credit institutions, holding companies, other investment companies, brokers and dealers in securities and commodity contracts, security and commodity exchanges, and businesses primarily engaged in financial transactions and/or in facilitating financial transactions. Insurance includes property, casualty, health, life, and other insurance services. Real estate includes the sale of commercial and residential properties. Applications consist of business expenditures on server and client-based custom-coded and packaged applications, including productivity, Enterprise Resource Planning, mobility, and security applications. Hosted or rented applications do not fall in this category of IT spending, but are considered "Outsourcing & 3rd Party Services." Forecasts are from 2006 through 2011 and include annual growth rate. The Expert Guide for this DRD is Stephanie Atkinson.
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