The emergence of the Internet as a viable communications and information tool will have an important impact on electronic funds transfer (EFT) markets by fostering the development of a range of new applications. This report analyzes the major markets in the EFT software industry, including markets for ATM processing software, POS processing software, and Internet banking. The report examines technology trends, discusses market drivers and restraints, and presents expert revenue forecasts. The report monitors changing customer demands, assesses challenges that lie ahead, and offers strategic recommendations. From Frost & Sullivan.