This Financial Insights report ranks the Internet banking populations at the top 10 U.S. banks, including the leading international banks with large consumer banking presences. The detailed analysis of these institutions includes year-over-year trends and online channel strategies. This report also presents a forward-looking view on key trends in Internet banking in the United States and considerations in the international marketplace.

"Financial institutions are capitalizing on the online channel as an efficient transaction engine and marketing tool," remarks Karen Massey, senior research analyst, Consumer Banking and Credit. "Additionally, consumers value the convenience that the integration of technology and instantaneous service brings."