|
|
Home > Business/Finance > Financial Services > Electronic Transactions
Retail Payments in The Post-SEPA Landscape (Market Focus)
|
| Published Date:
October 2006
Published By:
Datamonitor
Page Count:
11
Order Code:
R313-17796
|
|
|
|
Introduction
The payments industry is already under significant pressure, with fierce competition eroding margins. However, this is set to intensify over the next few years as the SEPA initiative drives the upheaval of the industry.
Scope- Primarily covers the European payments market
- Areas covered include market challenges, the impact of SEPA and fraud issues
Highlights
Due to the lack of significant profit generation opportunities, banks are often reluctant to make any investments in their payments infrastructure. As a result, changes in the payments landscape are often driven by regulation (or the threat of it) rather than from internal necessity.
Payment processor service providers are an attractive proposition, particularly for smaller, or domestically focused banks which do not have the volume, either domestically or cross-border to merit investing in SEPA compliant payment processing themselves.
SEPA means that it will be necessary for banks to issue and acquire cards across the region. While card issuing should be easier from a theoretical point of view, security and risk issues concerning access to credit scoring, references and other customer information are likely to make it harder to put into practice.
Reasons to Purchase- Gain visibility into the dynamics of the European retail payments market
- Gain market insight to assist in your strategic planning and go-to-market strategy
|
Similar Products
• Mobile Banking and Payments, July 2008: Leaders, Laggards, and New Trends
Published Aug 2008 by TowerGroup
• Mobile Banking Vendor Analysis: A Thorough Comparison on Features, Partnerships and Overall Strategy Will Yield Highest Profitability
Published Aug 2008 by Javelin Strategy & Research
• An Analysis of Consumer Trends in UK Online Personal Lending
Published Aug 2008 by Datamonitor
• Maverick China Payment Profiles: Alipay, Alibaba's Payment Arm
Published Aug 2008 by Maverick China Research
• Transforming Customer Interaction: Mobile Banking Delivers Adoption as Wheels of the Market Align
Published Jul 2008 by TowerGroup
• Online Banking in Hong Kong
Published Jul 2008 by Datamonitor
• Online Banking in Singapore 2008
Published Jul 2008 by Datamonitor
• The Impact of Online Personal Finance Offerings: The Good, the Bad, and the Ugly
Published Jun 2008 by TowerGroup
• Can Financial Institutions Grow Green Products and Services?
Published Jun 2008 by IDC
• Anywhere Banking: Technology and Attitudes Surrounding Mobile Banking in Latin America
Published Jun 2008 by Yankee Group
|
|
|
|
0 items
