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Home > Business/Finance > Financial Services > Electronic Transactions
Retail payments in the global economy (Review Report)
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| Published Date:
December 2006
Published By:
Datamonitor
Page Count:
54
Order Code:
R313-18920
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Introduction
Going forward, the payments industry is going to undergo dramatic changes. As a result, players in the industry are under pressure to address their payments strategies in order to position themselves for the future.
Scope
*Primarily covers the European, but also North American, payments markets
*Discusses implications and industry dynamics for retail payments institutions
Highlights
Due to the lack of significant profit generation opportunities, banks are often reluctant to make any investments in their payments infrastructure. As a result, changes in the payments landscape are often driven by regulation (or the threat of it) rather than from internal necessity.
Electronic payments volumes will continue to increase, driven by the move away from traditional cash and check markets, as well as the rise in new electronic payment instruments. As other methods of payment drop off, electronic fraud will become increasingly attractive to criminals so steps must be taken to minimize the risk and tackle fraud.
As the retail banking industry continues along the path of consolidation and becomes increasingly competitive, a flexible payments infrastructure that can be operated and maintained at the minimum cost will be fundamental to supporting a responsive, customer oriented business going forward.
Reasons to Purchase
*Gain visibility into the dynamics of the retail payments market
*Gain market insight to assist in your strategic planning and go-to-market strategy
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