Risk managers have a potentially golden opportunity to enhance their role. But as this new report evidences, their position in the company threatens to be subsumed by the finance and treasury department. This poses new challenges for insurers and banks as well as for companies themselves challenges which will require new solutions of the kind examined in this report. This report provides: an investigation into both of the established risk transfer products that provide an alternative to insurance and the more recently launched ART products and an examination of holistic risk management, a concept now being embraced by an increasing number of companies. From Reuters Business Insight.