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Consumer Credit Technology Trends for 2006: What's New, Hot, and Keeping Lenders Up at Night?Product Type: Market Research ReportPublished by: IDC Published: March 2006 Product Code: R104-25349 Description
This Financial Insights report examines the evolving consumer credit landscape, providing insight into (and a look ahead at) industry and business issues, top lenders, and key technology investment drivers. "Lenders today are challenged to continue to return large contributions and retain profitable customers with their most critical resource best described as a mature, disaggregated credit systems infrastructure," said Christine Pratt, research director, Consumer Banking and Credit. "Institutions committed to retail growth must realize that investment in credit technology is vital ? high touch demands high tech." Table of Contents
Table of ContentsFinancial Insights Opinion In This Report Brief Description of the Solution Situation Overview Figure: U.S. Major Consumer Loan Portfolio Balance Share by Segment, 2005 External Challenges A Footnote to the Economy Business Challenges Automobile Finance Figure: U.S. Automobile Loan Balances, 2000-2010 Table: Top U.S. Providers of Automobile Loans to Consumers, 2005 Credit Card Table: Top 10 U.S. Card Issuers, Midyear 2004 and 2005 Home Equity Mortgage Table: Top 10 U.S. Consumer Mortgage Originators and Servicers, 3Q05 Small Business Table: Top 10 U.S. Small Business Lenders, FY05 Internal Driver: Business Process Improvement Future Outlook Essential Guidance Actions for Financial Institutions Actions for Vendors Learn More Related Research Synopsis |
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