TheStreet.com Ratings Guide to Banks & Thrifts

Whether your patrons are managing their employer's funds, their client's savings, or simply looking out for their own well-being, TheStreet.com Ratings Guide to Banks & Thrifts is the place to turn for identifying the truly safest financial institutions they'll want to do business with.

Updated quarterly, for the most accurate information, each Guide offers accurate, intuitive safety ratings your patrons can trust; supporting ratios and analyses that show an institution’s strong & weak points; identification of the TheStreet.com Recommended Companies with branches in your area; a complete list of institutions receiving upgrades/downgrades; and comprehensive coverage of every bank and thrift in the nation - more than 9,000.

Every quarter, TheStreet.com Ratings editors monitor the financial safety of over 9,400 commercial banks, savings banks, and savings and loans across the nation. TheStreet.com Safety Ratings are then based on the analysts' review of publicly available information collected by the federal banking regulators.

The easy-to-use layout gives you...

• The institution's TheStreet.com Safety Rating for the last 3 years
• The five key indexes used to evaluate each institution
• The primary ratios and statistics used in determining the company's rating

Plus, this guide includes a list of the TheStreet.com Ratings Recommended Companies with branches in your area and a complete list of those institutions receiving upgrades and downgrades.

TheStreet.com Ratings Guide to Banks & Thrifts will be a must for individuals who are concerned about the safety of their CD or savings account; need to be sure that an existing line of credit will be there when they need it; or simply want to avoid the hassles of dealing with a failing or troubled institution.

TheStreet.com Ratings Guides
TheStreet.com’s rating scale is extremely straightforward and easy to understand. There are no complicated number grades to interpret, no colored paper to decode, and no stars to count. Instead, each entry gets a simple, intuitive letter grade that immediately identifies the wheat from the chaff. This is one more reason why TheStreet.com Ratings is widely recognized as "America's Consumer Advocate for Financial Safety." The TheStreet.com Safety Ratings have been proven to be the most accurate available from any of the major rating agencies. Plus, unlike the other major rating agencies, TheStreet.com does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. In fact, the U.S. General Accounting Office (GAO) validated TheStreet.com’s accuracy in its Insurance Ratings study, and that same superior rating methodology is used when deriving all other ratings as well.

Please Note: This publisher is in a remote location. As such, it may take up to 4 business days before a hard copy order is able to be shipped from this location.

Introduction

Welcome

How to Use This Guide

About TheStreet.com Financial Strength Ratings

Important Warnings and Cautions

Section I. Index of Banks and Thrifts

Section II. TheStreet.com Recommended Companies

Section III. Rating Upgrades and Downgrades

Appendix

Recent Bank and Thrift Failures

How Do Banks and Credit Unions Differ?

Glossary

TheStreet.com Ratings’ Products