Smart Cards

Title

Introduction

• Study Goals And Objectives
  
• Reasons For Doing The Study
  
• Contribution Of This Study And For Whom
  
• Scope And Format
  
• Methodology
  
• Information Sources
  
• Related Bcc Work
  
• BCC Online Service

Summary

Industry Overview

• Study Background
  
• Growing Interest In Smart Cards
  
• The Future Of Smart Card Technology

Smart Card Definition

• Overview
  
• Smart Card—What It Is
  
• Smart Card—What It Is Not
  
• Smart Card—Why?
  

Smart Card Characteristics

• Overview
  
• Type Of Card Solution
  
• Input Devices
  
• Device Review
  
• Device Analysis
  
• Technology Suppliers
  
• Suppliers Of Smart Cards
  
• Suppliers Of Smart Card Terminals
  
• Application Solutions
  
• Banking
  
• Government
  
• Transportation
  
• Education
  
• Communications
  
• Retail
  
• Hospitality
  
• Health
  
• The Revenue Side
  
• The Cost Side
  
• The Consumer
  
• General
  

Smart Card Market Sector—Domestic

• Overview
  
• Market Sectors
  
• Financial Institutions
  
• Y2k Resolution
  
• E-Commerce/Internet Related
  
• Back-Office Item Processing/Distribution
  
• Research And Development
  
• The Significance Of Bank Technology Investment
  
• Transportation
  
• Education
  
• Government
  
• Health Services
  
• Retail Merchants
  
• General
  
• Corporate Campuses
  
• Communications
  
• Hospitality
  
• Projections
  
• Overview
  
• Sector Activity
  
• Government
  
• Electronic Benefits Transfer (Ebt)
  
• Military Installations
  
• Summary
  
• Retail
  
• Overview
  
• Education
  
• Overview
  
• Transportation
  
• Mass Transit
  
• Airlines
  
• Summary
  
• Communications
  
• Overview
  
• Hospitality
  
• Overview
  
• Health Services
  
• Overview
  
• Projection By Type Of Technology
  
• Overview
  
• Noncontact Card Technology
  
• Contact Card Technology
  

Strategic Issues

• The Need For Open-Platform Solutions
  
• Overcoming Online Omnipresence In The U.S.
  
• The Critical Mass Phenomena
  
• The Smart Card As A Transactional Device
  
• Smart Card Technology As An Enabler
  
• E-Commerce
  
• Online Commercial Purchasing
  
• Infringement On Other Payment Media
  

Strategic Partnering

• Gemplus, Standard Chartered Bank, Visa International, And Sun Microsystems
  
• Citibank, Chase Manhattan Bank, Visa International, And Mastercard International
  
• Netscape, Inc., Sun Microsystems, Inc., Oracle, Visa International, And 3-G International (3gi)
  
• America Online, Inc. And Sun Microsystems, Inc.
  
• The General Services Administration (Gsa), Citibank, Visa International Inc., Ibm, 3-G International, And Sun Microsystems
  
• Verifone, American Express, Mastercard International, And Visa International
  
• Microsoft Corp., Merrill Lynch & Co., And The Dept. Of Veteran Affairs (Va)
  

The Internet

• The Role Of The Smart Card
  
• Overview
  

The Government Approach

• Overview
  
• Concerns
  
• Uses And Advantages
  

The International Theater

• Overview
  
• Advantages
  
• The Internet
  
• Applications
  
• Projections
  
• Overview
  
• Regional Activity
  
• Europe
  
• Asia Pacific
  
• Latin America
  
• All Others
  
• Sector Activity
  
• Communications
  
• Transportation
  
• Retail
  
• Education
  All Others
  

Appendix

• Glossary
  

Company And Organizational Profiles

• American Express Co. (Amex)
  
• Mastercard International
  
• 3-G International, Inc. (3gi)
  
• Diebold, Inc.
  
• The Open Card Framework (Ocf) Consortium
  
• Visa International
  
• Microsoft Corp.
  
• America Online, Inc. (Aol)
  
• Cisco Systems
  
• Gemplus
  
• Royal Philips Electronics
  
• Smart Card Forum (Scf)
  
• Verifone, Inc.
  
• Schlumberger Smart Cards And Terminals
  
• Hypercom Corp.
  
• Ncr Corp. (Ncr)
  
  

List Of Tables

• Summary Table
  
• Summary Of Domestic And International Smart Card Transaction Volume, 1998-2003
  
• 1 Summary Of Smart Card Transaction Worldwide Volume, 1998-2003
  
• 2 Traditional Electronic Payments Volume Versus Smart Card Volume Worldwide Activity, 1998-2003
  
• 3 Summary Of Transaction Volume In U.S. By Type Of Smart Card Technology
  
• 4 Contact Versus Noncontact Smart Cards In U.S., 1998-2003
  
• 5 Input Devicescategorized As Contact Versus Noncontact
  
• 6 Distribution Of Smart Card Transaction Volume By Input Device
  
• 7 Suppliers Of Smart Cards Worldwide
  
• 8 Suppliers Of Smart Card Terminals Worldwide
  
• 9 Smart Card Application Beneficiaries
  
• 10 Summary Of Smart Card Solutions
  
• 11 Smart Card Revenue Sources
  
• 12 Smart Card Attributes
  
• 13 Profile Of Smart Card User Candidate
  
• 14 Smart Card Technology Advantages
  
• 15 Smart Card Technology Programs In The Bank Sector
  
• 16 Summary Of Bank Technology Expenses
  
• 17 Comparison Of Bank Technology Expenses With Bank Noninterest Expense
  
• 18 Smart Card Programs In Domestic Mass Transit Sector
  
• 19 Smart Card Programs In Education Sector
  
• 20 Smart Card Programs In The Military Sector
  
• 21 Wireless Cellular Phone Usage
  
• 22 Domestic Smart Card Volume
  
• 23 Sector Volume In 2003
  
• 24 Summary Of Domestic Smart Card Transaction Volume, 1998-2003
  
• 25 Summary Of Smart Card Transaction Volume By Market Sector
  
• 26 Smart Card Transaction Volume By Market Sector
  
• 27 Ebt Smart Card Transaction Volume
  
• 28 Military Smart Card Transaction Volume
  
• 29 Summary Of Military Data
  
• 30 Summary Of Smart Card Activity In The Government Sector
  
• 31 Smart Card Activity In Retail Sector
  
• 32 Allocation Of Smart Card Volume In The Retail Sector
  
• 33 Summary Of Smart Card Activity In The Retail Sector, 1998-2003
  
• 34 Summary Of Higher-Education Population Data, 1998-2003
  
• 35 Summary Of Smart Card Activity In The Education Sector, 1998-2003
  
• 36 Mass Transit Smart Card Transaction Volume, 1998-2003
  
• 37 Mass Transit Fare Revenue In U.S., 1998-2003
  
• 38 Summary Of Smart Card Activity In The Transportation Sector
  
• 39 Summary Of Smart Card Activity In The Communications Sector
  
• 40 Cellular Phone Smart Card Transaction Volume
  
• 41 Summary Of Smart Card Activity In The Hospitality Sector
  
• 42 Summary Of Smart Card Activity In The Health Services Sector
  
• 43 Summary Of Transaction Volume For Noncontact Card Technology
  
• 44 Summary Of Transaction Volume For Contact Card Technology
  
• 45 Summary Of E-Commerce Activity, 1998-2003
  
• 46 Summary Of Business Online Procurement Activity, 1998-2003
  
• 47 Distribution Of Payments By Media
  
• 48 Summary Of U.S. Online Computer Users
  
• 49 Number Of Subscribers Of Major Internet Service Providers
  
• 50 Sample Subscriber Rates Of Internet Service Providers
  
• 51 Summary Of Ebt Payments
  
• 52 Smart Card Technology Programs Involving Banks
  
• 53 Smart Card Technology Programs Involving Educational Institutions
  
• 54 Smart Card Technology Programs Involving Retailers
  
• 55 Summary Of International Smart Card Activity, 1998-2003
  
• 56 Summary Of International Smart Card Activity By Region
  
• 57 Distribution Of International Smart Card Volume By Region
  
• 58 Summary Of International Smart Card Activity By Market Sector, 1998-2003
  
• 59 Distribution Of International Smart Card Activity By Sector
  
• 60 Visa International Smart Card Activity By Country
  
• 61 Financial Institution Participants In Visa Smart Card Programs
  
• 62 Visa International Statistical Data
  
• 63 Scf Principal Members
  
• 64 Summary Of Verifone Smart Card Terminal Product Offerings
  
  

List Of Figures

• 1 The Settlement Process For A Smart Card Transaction
  
• 2 Typical Non-Smart-Card Transaction