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U.S. Credit Bureaus & Collections Agencies: An Industry AnalysisProduct Type: Market Research ReportPublished by: Marketdata Enterprises Inc. Published: March 2003 Product Code: R237-171 Description This newly updated bestseller by Marketdata examines the growth businesses of credit reporting services and debt collection agencies. Complaints by consumers about harassment by collectors and inaccuracy of credit files/scores still abound. These are separate, yet inter-related industries, credit reporting dominated by the three “superbureaus” (Experian, Equifax, Trans Union), and collections being a fragmented business of 6,500 mostly small firms. Major consolidation has taken place amongst collection agencies since the late 1990s, and two firms now account for $1.3 billion in sales. Technology is making firms more efficient and credit bureaus are diversifying into direct-to-consumer products, overseas markets, and fraud detection services. The study separately examines each sector (industry revenues/growth, competitor profiles/rankings, emerging trends, operating ratios, etc.), covers national revenues (1987-2001 actual, 2002 & 2003 estimates, 2007 forecasts), latest Census data, examines consumer debt trends, delinquencies, bankruptcies, and more. Contains 89 tables and charts.Table of Contents Introduction: Report Scope, Sources of Information, MethodologyExecutive Overview of Major Findings History of Consumer Complaints About Credit Bureaus & Debt Collection Services: A Status Report Consumer Credit and Debt Trends The Credit Bureaus & Reporting Services Industry The Collection Agencies industry Total Combined Industry (Collection Agencies & Credit Reporting Services)- Economic Operating Ratios Credit Bureaus Competitor Profiles Reference Directory of Industry Information Sources |
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