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Loan Origination Goes Thin Client: Using Internet Technologies to Create Lending Networks

Product Type: Market Research Report
Published by: TowerGroup
Published: June 2000
Product Code: R301-0036
Description
Financial services institutions (FSIs) face the challenge of distributing policies and applications across large branch networks and multiple delivery channels. The focus in e-commerce has been on the use of the Internet as a channel to consumers. This Research Note describes the use of Internet technologies to link business partners and/or offices enterprise-wide in a relatively low-cost intranet or network.

The Research Note focuses on the basic characteristics, functional requirements, implementation costs, and problems encountered with two emerging thin-client lending networks based on two different sets of Internet technologies: those employing Microsoft Distributed interNet Applications Architecture for Financial Services (DNAfs) (and Windows NT) and those using alternatives provided by Sun Systems and others. Microsoft has also launched a multi-year effort to create Microsoft.Net, an application service provider (ASP) model, which promises to simplify and integrate more completely many of the processes described in this Research Note.

Table of Contents
Highlights

Introduction

Background

  • General Components of a Lending Network Using Internet Technologies
  • Advantages of Thin-Client Lending Networks
  • Types of Lending Networks
  • Two Prototypes of Basic Lending Network Using Internet Technologies

    Lending Networks Using UNIX and Other Non-Microsoft Solutions

  • Components of the Non-Microsoft Network
  • Current Advantages of Emerging Non-Microsoft Lending Networks

    Thin-Client Lending Networks Using Windows NT

  • The Use of Citrix Technology
  • 32-bit Windows Applications
  • Thin-Client Terminals
  • Prototypical History of Lending Networks Using Microsoft Conventions

    Cost of a Thin-Client Lending Network

    Conclusion

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    Ordering and More Information
    Price and Delivery Options


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