Personal Finance Management Beyond PFM Lite: How to Create the Next Generation of

Personal Finance Management Beyond PFM Lite: How to Create the Next Generation of Consumer Money Management

Product Type: Market Research Report
Published by: Javelin Strategy & Research
Published: June 2009
Product Code: R3424-89

Description

The economic crisis has accentuated consumers’ hunger for effective money-management tools. Web startups such as Mint, Geezeo and Wesabe have raised consumer expectations, vividly demonstrating how practical and simple such tools can be for monitoring and analyzing one’s finances. But banks and credit unions still hold the fundamental advantage of being able to pair such tools with the unmatched ability to conduct transactions in a trusted environment. Included are a product roadmap and detailed feature comparison and ranking of seven online-banking vendors:
Digital Insight, Fiserv, Jwaala, Harland Financial Solutions, Metavante, S1 and Yodlee. Part one of a two-part series, this report will be followed with a second report highlighting the consumer attitudes and behaviors.

Primary Questions

What are the most important elements of a winning personal finance management (PFM) package?
How should vendors develop their product roadmaps for money-management tools?
What capabilities define a second-generation “PFM Deluxe” offering?
Where is personal financial management headed in the future?
Which online-banking vendors offer the most compelling and complete personal finance capabilities?

Table of Contents

Overview
Primary Questions
Key Findings
Methodology
Executive Summary and Key Recommendations
Why Banks Have the Edge Over Web Start-ups
‘Customer-Driven Architecture’ Builds Foundation for Success
How the Vendors Compare
Javelin Vendor Analysis: Products From Seven Online-Banking Providers Show Promise, Limitations of
PFM Tools: Digital Insight; Fiserv; Jwaala; Harland Financial Services; Metavante; S1; Postilion Signs Reseller’s Deal With Yodlee; Yodlee
Appendices
Related Research
Companies Mentioned
Table of Figures: Figure 1: Personal Finance Management Vendor Scoring; Figure 2: PFM Overall Product Roadmap; Figure 3: Number of Registered Users of Leading Money-Management Web Sites; Figure 4: Customer Experience and Business Impact; Figure 5: How Customer-Driven Architecture Should Shape PFM Products; Figure 1 (Repeated): Vendor Rankings; Figure 6: Vendor Target Markets; Figure 7: PFM Vendor Ranking and Detailed Product Roadmap; Figure 8: PFM Return on Investment

Ordering and More Information

Price and Delivery Options

MindBranch has been the leading provider of industry and investment research from more than 550 independent research firms since 1992. With over 90,000 market research reports, MindBranch is your trusted source of competitive business intelligence.