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Beyond Images: The Impact of Declining Check Volumes in the United States

Published Date: December 2006
Published By: TowerGroup
Page Count: 9
Order Code: R301-1230
 
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DescriptionTable of ContentsSearch Inside
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TowerGroup Take-Aways
Report Coverage
Check Volume in Decline
Check Clearing for the 21st Century Act
Check Entropy
Exhibit 1 Check Usage in the United States (2000-09P)
Replacement of Checks
ACH Check Conversion
Exhibit 2 US Automated Clearing House Check Conversion by Type (2005-06)
Impact of Government Payment Practices
The Federal Reserve in Transition
Federal Reserve Check Clearing
Technology and Cost Impact
Exhibit 3 Federal Reserve Check Processing Centers and Check Volume (2003-07P)
Commercial Bank Impacts
Increasing Costs of Paper Checks
Transportation Services
Competition from Electronic Alternatives
Exhibit 4 Noncash Payments in the United States by Type (2000-09P)
Pricing Pressures
Summary
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