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The HSA Opportunity: Consumer Payments and the Impact of "Defined Contribution" Health Care


Published Date: June 2005
Published By: TowerGroup
Page Count: 10
Order Code: R301-929
 
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TowerGroup Take-Aways


Report Coverage


Background


Changes in the Air: The Rise of Defined-Contribution Health Care
Exhibit 1: Estimated Rise in US Health Expenditures (1998-2010)
Exhibit 2: Steady Rise in Average US Monthly Health Plan Premiums (2000-04)

Defined-Contribution Health Care and the Rise of Personal Accounts
Exhibit 3: Comparison of Leading US Health Care Tax-Exempt Personal Savings Accounts (2005)

The HSA Arrives: Convergence of Payments and Health Care?
Defined-Contribution Health and Retirement Accounts: Features and Differences
HSAs vs. FSAs: Why the Two Plans Will Coexist
Exhibit 4: Breakdown of HSA Penetration by Group Type (2004-05)
Exhibit 5: Overview of Components and Processes of US Health Savings Accounts (2005)
Market Growth Estimates for HSA vs. FSA
Exhibit 6: Predicted Growth in the HSA, HRA, and FSA Market Segments (2002-10)

Summary

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