1 Market Background
1.1 Fast Facts
1.2 Exchange Rates

1.2.1 Exchange Rates: China
Table 1.1 AVERAGE ANNUAL EXCHANGE RATES BETWEEN RMB AND US$ 1994-1999
1.2.2 Exchange Rates: Hong Kong
Table 1.2 AVERAGE ANNUAL EXCHANGE RATES BETWEEN HK$, RMB & US$ 1994-1999

Map 1.1 CHINA: PROVINCES AND MUNICIPALITIES

1.4.1 Demographics: Total Population
Table 1.3 TOTAL POPULATION 1994-1999
1.4.2 Demographics: Population by Location
Table 1.4 POPULATION BY URBAN-RURAL DIVIDE 1994-1999
1.4.3 Demographics: Population Breakdown by Location
Table 1.5 POPULATION BREAKDOWN BY URBAN-RURAL DIVIDE 1994-1999
1.4.4 Demographics: Population by Province
Table 1.6 POPULATION BY PROVINCE 1999
1.4.5 Demographics: Population Density by Province
Table 1.7 POPULATION DENSITY BY PROVINCE 1999
1.4.6 Demographics: Population Concentration
Map 1.2 CONCENTRATION OF POPULATION BY PROVINCE 1999
1.4.7 Demographics: Population by Sex
Table 1.8 TOTAL POPULATION BREAKDOWN BY SEX 1994-1999
1.4.8 Demographics: Population by Age
Table 1.9 POPULATION BY AGE GROUP 1994-1998
1.4.9 Demographics: Population by Age
Table 1.10 POPULATION BY AGE GROUP 1994-1998

1.5.1 Consumer Wealth: GDP and Cost of Living
Table 1.11 GDP AND COST OF LIVING INDEX 1994-1999
1.5.2 Consumer Wealth: Provincial Differences in GDP
Table 1.12 GDP BY PROVINCE 1996-1999
1.5.3 Consumer Wealth: GDP Per Capita by Province
Table 1.13 PER CAPITA GDP BY PROVINCE 1999
1.5.4 Consumer Wealth: Concentration of Wealth by Province
Map 1.3 VALUE OF GDP PER CAPITA BY PROVINCE 1999

1.6.1 Households: Total Households by Size
Table 1.14 NUMBER OF HOUSEHOLDS BY SIZE 1994-1999
1.6.2 Households: Total households by Urban/Rural Divide
Table 1.15 NUMBER AND SIZE OF HOUSEHOLDS BY LOCATION 1994-1998
1.6.3 Households: Income Earners Per Household
Table 1.16 AVERAGE NUMBER OF INCOME EARNERS PER HOUSEHOLD 1994-1999

1.8.1 Consumer Market: Consumer Spending Trends
Table 1.17 CONSUMER EXPENDITURE BY BROAD SECTOR AT CURRENT PRICES 1995-1999*
1.8.2 Consumer Market: Retail Sales and Consumer Spending
Table 1.18 RETAIL SALES AS A PROPORTION OF CONSUMER EXPENDITURE 1994-1999*
1.8.3 Consumer Market: Urban Income and Spending Compared
Table 1.19 URBAN AVERAGE ANNUAL INCOME AND EXPENDITURE 1995-1999

2.1.1 General Banking Industry: Industry Structure
Table 2.1 THE BANKING STRUCTURE IN CHINA 2000
2.1.2 General Banking Industry: Total Industry Value
Table 2.2 TOTAL MARKET FOR BANK DEPOSITS 1995-1999*
2.1.3 General Banking Industry: Deposits by Type
Table 2.3 BREAKDOWN OF BANK DEPOSITS 1999

2.2.1 Telephone Banking Services Access: Fixed Telecommunications Network Services (FTNS) Access
Table 2.4 FTNS TELECOM SERVICES DATA 1999
2.2.2 Telephone Banking Services Access: Mobile Telecommunications Access
Table 2.5 MOBILE TELECOM SERVICES DATA 1999
2.2.3 Telephone Banking Services Access: Mobile Phone Service Developments
Table 2.6 THE SIZE OF THE MOBILE TELECOMMUNICATIONS SERVICE BY SUBSECTOR 1996-1999
2.2.4 Telephone Banking Services Access: Regional Mobile Phone Service Penetration Levels
Table 2.7 MOBILE TELECOMMUNICATIONS DATA BY BROAD REGION, 1999
2.2.5 Telephone Banking Services Access: Provincial Mobile Phone Service Subscription Levels
Table 2.8 NUMBER OF MOBILE PHONE SUBSCRIBERS BY KEY PROVINCE 1999
2.2.6 Telephone Banking Services Access: Mobile Phone Ownership by Province
Table 2.9 NUMBER OF OWNERS OF MOBILE PHONES PER 100 URBAN HOUSEHOLDS 1998

2.3.1 Internet Banking Services Market: Total Internet Market Size
Table 2.10 TOTAL NUMBER OF INTERNET SUBSCRIBERS IN CHINA 1994-1999

2.4.1 Outlook: Forecast Trends
4.2 Outlook: Total Market Size For China's Banking Industry
Table 2.11 FORECAST TOTAL MARKET FOR BANK DEPOSITS 2000-2004

4 Company Profiles
4.1 Bank of China

4.1.1 Bank of China: Company Details
4.1.2 Bank of China: Company Background
4.1.3 Bank of China: Bank-Wide Recent Developments
4.1.4 Bank of China: Internet Banking Activities
4.1.5 Bank of China: Financial Results
Table 4.1 BANK OF CHINA: FINANCIAL RESULTS 1998/1999
4.1.6 Bank of China: Future Strategy

4.2.1 ICBC: Company Details
4.2.2 ICBC: Company Background
4.2.3 ICBC: Recent Developments
4.2.4 ICBC: Telebanking & Internet Banking Activities
4.2.5 ICBC: WAP Banking Activities
4.2.6 ICBC: Financial Results
Table 4.2 ICBC: FINANCIAL RESULTS 1998/1999
4.2.7 ICBC: Future Strategy

4.3.1 Other Domestic Banks: Bank of Communications
• Bank Details & Background
• Internet Banking Activities
4.3.2 Other Domestic Banks: China Development Bank
• Company Details & Background
• Online Banking Activities
4.3.3 Other Domestic Banks: CITIC Industrial Bank
• Bank Details
• Bank Background
• Online Banking Activities
4.3.4 Other Domestic Banks: China Merchant Bank
• Bank Details
• Bank Background
• Recent Developments
• Online Banking Operations
• WAP-based Banking Services
• Online Credit Card Services
• Future Online Strategy
4.3.5 China Merchants Bank: Future Bank Strategy
4.3.6 Other Domestic Banks: Everbright Bank of China Ltd
• Bank Details & Background
• Recent Developments
• Internet Banking Activities
4.3.7 The State Postal Bureau

5.1.1 Ministry of Finance

5.2.1 The China Banking Industry Association