Title

Introduction

• Study Goals And Objectives
• Reasons For Doing The Study
• Contribution Of This Study And For Whom
• Scope And Format
• Methodology
• Information Sources
• Related Bcc Work
• BCC Online Service

Summary

Industry Overview

• Study Background
• Growing Interest In Smart Cards
• The Future Of Smart Card Technology

Smart Card Definition

• Overview
• Smart Card—What It Is
• Smart Card—What It Is Not
• Smart Card—Why?

Smart Card Characteristics

• Overview
• Type Of Card Solution
• Input Devices
• Device Review
• Device Analysis
• Technology Suppliers
• Suppliers Of Smart Cards
• Suppliers Of Smart Card Terminals
• Application Solutions
• Banking
• Government
• Transportation
• Education
• Communications
• Retail
• Hospitality
• Health
• The Revenue Side
• The Cost Side
• The Consumer
• General

Smart Card Market Sector—Domestic

• Overview
• Market Sectors
• Financial Institutions
• Y2k Resolution
• E-Commerce/Internet Related
• Back-Office Item Processing/Distribution
• Research And Development
• The Significance Of Bank Technology Investment
• Transportation
• Education
• Government
• Health Services
• Retail Merchants
• General
• Corporate Campuses
• Communications
• Hospitality
• Projections
• Overview
• Sector Activity
• Government
• Electronic Benefits Transfer (Ebt)
• Military Installations
• Summary
• Retail
• Overview
• Education
• Overview
• Transportation
• Mass Transit
• Airlines
• Summary
• Communications
• Overview
• Hospitality
• Overview
• Health Services
• Overview
• Projection By Type Of Technology
• Overview
• Noncontact Card Technology
• Contact Card Technology

Strategic Issues

• The Need For Open-Platform Solutions
• Overcoming Online Omnipresence In The U.S.
• The Critical Mass Phenomena
• The Smart Card As A Transactional Device
• Smart Card Technology As An Enabler
• E-Commerce
• Online Commercial Purchasing
• Infringement On Other Payment Media

Strategic Partnering

• Gemplus, Standard Chartered Bank, Visa International, And Sun Microsystems
• Citibank, Chase Manhattan Bank, Visa International, And Mastercard International
• Netscape, Inc., Sun Microsystems, Inc., Oracle, Visa International, And 3-G International (3gi)
• America Online, Inc. And Sun Microsystems, Inc.
• The General Services Administration (Gsa), Citibank, Visa International Inc., Ibm, 3-G International, And Sun Microsystems
• Verifone, American Express, Mastercard International, And Visa International
• Microsoft Corp., Merrill Lynch & Co., And The Dept. Of Veteran Affairs (Va)

The Internet

• The Role Of The Smart Card
• Overview

The Government Approach

• Overview
• Concerns
• Uses And Advantages

The International Theater

• Overview
• Advantages
• The Internet
• Applications
• Projections
• Overview
• Regional Activity
• Europe
• Asia Pacific
• Latin America
• All Others
• Sector Activity
• Communications
• Transportation
• Retail
• Education All Others

Appendix

• Glossary

Company And Organizational Profiles

• American Express Co. (Amex)
• Mastercard International
• 3-G International, Inc. (3gi)
• Diebold, Inc.
• The Open Card Framework (Ocf) Consortium
• Visa International
• Microsoft Corp.
• America Online, Inc. (Aol)
• Cisco Systems
• Gemplus
• Royal Philips Electronics
• Smart Card Forum (Scf)
• Verifone, Inc.
• Schlumberger Smart Cards And Terminals
• Hypercom Corp.
• Ncr Corp. (Ncr)

List Of Tables

• Summary Table
• Summary Of Domestic And International Smart Card Transaction Volume, 1998-2003
• 1 Summary Of Smart Card Transaction Worldwide Volume, 1998-2003
• 2 Traditional Electronic Payments Volume Versus Smart Card Volume Worldwide Activity, 1998-2003
• 3 Summary Of Transaction Volume In U.S. By Type Of Smart Card Technology
• 4 Contact Versus Noncontact Smart Cards In U.S., 1998-2003
• 5 Input Devicescategorized As Contact Versus Noncontact
• 6 Distribution Of Smart Card Transaction Volume By Input Device
• 7 Suppliers Of Smart Cards Worldwide
• 8 Suppliers Of Smart Card Terminals Worldwide
• 9 Smart Card Application Beneficiaries
• 10 Summary Of Smart Card Solutions
• 11 Smart Card Revenue Sources
• 12 Smart Card Attributes
• 13 Profile Of Smart Card User Candidate
• 14 Smart Card Technology Advantages
• 15 Smart Card Technology Programs In The Bank Sector
• 16 Summary Of Bank Technology Expenses
• 17 Comparison Of Bank Technology Expenses With Bank Noninterest Expense
• 18 Smart Card Programs In Domestic Mass Transit Sector
• 19 Smart Card Programs In Education Sector
• 20 Smart Card Programs In The Military Sector
• 21 Wireless Cellular Phone Usage
• 22 Domestic Smart Card Volume
• 23 Sector Volume In 2003
• 24 Summary Of Domestic Smart Card Transaction Volume, 1998-2003
• 25 Summary Of Smart Card Transaction Volume By Market Sector
• 26 Smart Card Transaction Volume By Market Sector
• 27 Ebt Smart Card Transaction Volume
• 28 Military Smart Card Transaction Volume
• 29 Summary Of Military Data
• 30 Summary Of Smart Card Activity In The Government Sector
• 31 Smart Card Activity In Retail Sector
• 32 Allocation Of Smart Card Volume In The Retail Sector
• 33 Summary Of Smart Card Activity In The Retail Sector, 1998-2003
• 34 Summary Of Higher-Education Population Data, 1998-2003
• 35 Summary Of Smart Card Activity In The Education Sector, 1998-2003
• 36 Mass Transit Smart Card Transaction Volume, 1998-2003
• 37 Mass Transit Fare Revenue In U.S., 1998-2003
• 38 Summary Of Smart Card Activity In The Transportation Sector
• 39 Summary Of Smart Card Activity In The Communications Sector
• 40 Cellular Phone Smart Card Transaction Volume
• 41 Summary Of Smart Card Activity In The Hospitality Sector
• 42 Summary Of Smart Card Activity In The Health Services Sector
• 43 Summary Of Transaction Volume For Noncontact Card Technology
• 44 Summary Of Transaction Volume For Contact Card Technology
• 45 Summary Of E-Commerce Activity, 1998-2003
• 46 Summary Of Business Online Procurement Activity, 1998-2003
• 47 Distribution Of Payments By Media
• 48 Summary Of U.S. Online Computer Users
• 49 Number Of Subscribers Of Major Internet Service Providers
• 50 Sample Subscriber Rates Of Internet Service Providers
• 51 Summary Of Ebt Payments
• 52 Smart Card Technology Programs Involving Banks
• 53 Smart Card Technology Programs Involving Educational Institutions
• 54 Smart Card Technology Programs Involving Retailers
• 55 Summary Of International Smart Card Activity, 1998-2003
• 56 Summary Of International Smart Card Activity By Region
• 57 Distribution Of International Smart Card Volume By Region
• 58 Summary Of International Smart Card Activity By Market Sector, 1998-2003
• 59 Distribution Of International Smart Card Activity By Sector
• 60 Visa International Smart Card Activity By Country
• 61 Financial Institution Participants In Visa Smart Card Programs
• 62 Visa International Statistical Data
• 63 Scf Principal Members
• 64 Summary Of Verifone Smart Card Terminal Product Offerings

List Of Figures

• 1 The Settlement Process For A Smart Card Transaction
• 2 Typical Non-Smart-Card Transaction