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<title>MindBranch: Financial Services</title>
<description>Financial Services market research products provide analysis of the latest trends, developments and market data for this industry.  Research information will help you make informed business decisions.</description>
<link>http://www.mindbranch.com/catalog/find.jsp?cat=fs</link>
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<title>Banks and Credit Unions</title>
<link>http://www.mindbranch.com/products/R3470-3209.html</link>
<description> <![CDATA[The US banking system includes about 7,100 commercial banks, 1,200 savings banks, and 8,000 credit unions, with combined annual revenue of about $630 billion. Large commercial banks include Bank of America, Citibank, JPMorgan Chase, and Wells Fargo. ING Direct and Navy Federal Credit Union are among the largest savings banks and credit unions, respectively. The industry is concentrated: the 50 largest firms generate more than 60 percent of revenue. Commercial banks account for 81 percent of industry revenue; savings banks, 13 percent; and credit unions, 6 percent.  COMPETITIVE LANDSCAPE  Demand for banking services is closely tied to economic activity and the level of interest rates. The profitability of individual banks depends on marketing skills, efficient operations, and good risk management. Large economies of scale exist in some segments of the industry, which has encouraged industry consolidation. Smaller banks can compete successfully in segments where customer service or knowledge of the local market ]]></description>
<pubDate>Mon, 02 Nov 2009 00:00:00 EST</pubDate>
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<title>Co-Branded and Affinity Credit Cards in the U.S., 3rd Edition</title>
<link>http://www.mindbranch.com/products/R567-770.html</link>
<description> <![CDATA[The market for co-branded and affinity cards is over two decades old. Issuers have worked to make payment cards more attractive to cardholders through value-adding initiatives such as rebates and rewards. This has been a major growth driver in the co-branded and affinity card space over the past few years, but there is some evidence that the pendulum has begun to swing in favor of proprietary bank reward programs.  
In the U.S., where the market for co-branded and affinity card is extraordinarily mature, experts interviewed by Packaged Facts estimate that between one quarter and one third of the plastic held by Americans are co-branded or affinity cards. And because co-branded and affinity credit, payment and debit cards have become such an integral part of the U.S. card industry, the growth of this market cannot be separated from the shift in consumer payment preferences from paper to plastic and electronic ]]></description>
<pubDate>Sun, 01 Nov 2009 00:00:00 EST</pubDate>
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<title>Bahrain Insurance Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8543.html</link>
<description> <![CDATA[Relative to the Q309 report, the main changes have been a review of the company profiles - both localand multinational. We have also included a large quantity of new data. In virtually all cases the regulatoror the trade association have published final premium figures for 2008, which was not necessarily thecase in May, when we prepared the Q309 reports. In many instances, we have revised our projections ofnon-life penetration and life density. This is because it has become clear that the linear progressions thatwe had been expecting for most countries are not an accurate reflection of what has been happening inrecent months. As a consequence, we have much greater confidence in our forecasts of premium incomefor 2009.  Early 2009 was in many ways a challenging but far from disastrous period for the major protagonists inmost insurance markets. Notwithstanding the fact that particular non-life markets suffered as a result of aslump in ]]></description>
<pubDate>Fri, 30 Oct 2009 00:00:00 EST</pubDate>
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<title>Singapore Insurance Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8602.html</link>
<description> <![CDATA[Relative to the Q309 report, the main changes have been a review of the company profiles - both localand multinational. We have also included a large quantity of new data. In virtually all cases the regulatoror the trade association have published final premium figures for 2008, which was not necessarily thecase in May, when we prepared the Q309 reports. In many instances, we have revised our projections ofnon-life penetration and life density. This is because it has become clear that the linear progressions thatwe had been expecting for most countries are not an accurate reflection of what has been happening in thefirst half of 2009. As a consequence, we have much greater confidence in our forecasts of premiumincome for 2009.  Early 2009 was in many ways a challenging but far from disastrous period for the major protagonists inmost insurance markets. Notwithstanding the fact that particular non-life markets suffered as a result ]]></description>
<pubDate>Fri, 30 Oct 2009 00:00:00 EST</pubDate>
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<title>South Korea Insurance Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8608.html</link>
<description> <![CDATA[Relative to the Q309 report, the main changes have been a review of the company profiles - both localand multinational. We have also included a large quantity of new data. In virtually all cases the regulatoror the trade association have published final premium figures for 2008, which was not necessarily thecase in May, when we prepared the Q309 reports. In many instances, we have revised our projections ofnon-life penetration and life density. This is because it has become clear that the linear progressions thatwe had been expecting for most countries are not an accurate reflection of what has been happening inrecent months. As a consequence, we have much greater confidence in our forecasts of premium incomefor 2009.  Early 2009 was in many ways a challenging but far from disastrous period for the major protagonists inmost insurance markets. Notwithstanding the fact that particular non-life markets suffered as a result of aslump in ]]></description>
<pubDate>Fri, 30 Oct 2009 00:00:00 EST</pubDate>
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<title>Hong Kong Insurance Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8561.html</link>
<description> <![CDATA[Relative to the Q309 report, the main changes have been a review of the company profiles - both localand multinational. We have also included a large quantity of new data. In virtually all cases the regulatoror the trade association have published final premium figures for 2008, which was not necessarily thecase in May, when we prepared the Q309 reports. In many instances, we have revised our projections ofnon-life penetration and life density. This is because it has become clear that the linear progressions thatwe had been expecting for most countries are not an accurate reflection of what has been happening inrecent months. As a consequence, we have much greater confidence in our forecasts of premium incomefor 2009.  Early 2009 was in many ways a challenging but far from disastrous period for the major protagonists inmost insurance markets. Notwithstanding the fact that particular non-life markets suffered as a result of aslump in ]]></description>
<pubDate>Fri, 30 Oct 2009 00:00:00 EST</pubDate>
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<title>China Insurance Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8552.html</link>
<description> <![CDATA[Relative to the Q309 report, the main changes have been a review of the company profiles - both localand multinational. We have also included a large quantity of new data. In virtually all cases the regulatoror the trade association have published final premium figures for 2008, which was not necessarily thecase in May, when we prepared the Q309 reports. In many instances, we have revised our projections ofnon-life penetration and life density. This is because it has become clear that the linear progressions thatwe had been expecting for most countries are not an accurate reflection of what has been happening inrecent months. As a consequence, we have much greater confidence in our forecasts of premium incomefor 2009.  Early 2009 was in many ways a challenging but far from disastrous period for the major protagonists inmost insurance markets. Notwithstanding the fact that particular non-life markets suffered as a result of aslump in ]]></description>
<pubDate>Fri, 30 Oct 2009 00:00:00 EST</pubDate>
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<title>UK Commercial Property Insurance 2009</title>
<link>http://www.mindbranch.com/products/R313-56703.html</link>
<description> <![CDATA[ Introduction   This report provides a detailed analysis of the UK commercial property insurance market. It looks at the size of the market, performance ratios, claims costs, key issues and distribution trends. It also assesses the competitive landscape providing market share information and forecasts the total market GWP up to and including 2013.   Scope   An examination of market size, growth and profitability.  Analysis of the key drivers of claims inflation.  Market share and combined ratio data for the largest commercial property insurers.  Forecasts of market size and profitability to 2013.   Highlights   The market peaked in terms of premium growth rates in 2002 and thereafter growth rates declined moving into negative territory in 2005. Between 2005 and 2007 the market contracted before seeing growth for the first time in several years in 2008, as insurers put through small rate increases. In 2008 the market was worth &#163;4.3 billion.  Analysis of gross incurred claims for the period to H1 2009 indicates that ]]></description>
<pubDate>Mon, 26 Oct 2009 00:00:00 EST</pubDate>
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<title>Financial Planners and Investment Advisors</title>
<link>http://www.mindbranch.com/products/R3470-3194.html</link>
<description> <![CDATA[About 25,000 US companies with combined annual revenue of about $115 billion provide financial planning and investment advice to individuals and businesses. Large companies include Ameriprise Financial, BlackRock, and units of diversified financial services companies such as Morgan Stanley. The industry is concentrated: the 50 largest companies account for about half of revenue. A large local firm may have 30 employees and generate $10 million in annual revenue.  COMPETITIVE LANDSCAPE  Demand is driven by consumer income and wealth and demographics. The profitability of individual firms depends largely on effective marketing. Large companies have some advantages in providing expertise in a wider range of investment options, and they may be able to charge lower fees. Small companies can compete successfully by providing better service and advice.  PRODUCTS, OPERATIONS & TECHNOLOGY  Financial planners help customers put together a plan to manage their financial resources; investment advisors suggest specific investments. About 70 percent of industry revenue comes ]]></description>
<pubDate>Mon, 26 Oct 2009 00:00:00 EST</pubDate>
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<title>Plunkett's Insurance Industry Almanac 20010</title>
<link>http://www.mindbranch.com/products/R207-603.html</link>
<description> <![CDATA[Insurance and risk management make up an immense, complex global industry, one which is constantly changing. Competition continues to heat up, as mergers and acquisitions create financial services mega-firms. As the insurance industry grows more global, underwriters see huge potential in China, the world's fastest-growing business market. Meanwhile, technology is making back-office tasks easier and more efficient, while direct selling and e-commerce are changing the shape of the insurance industry. This carefully-researched book (which includes a database of leading companies on CD-ROM) is a complete insurance market research and business intelligence tool-- everything you need to know about the business of insurance and risk management. The book includes our analysis of insurance and risk management industry trends, dozens of statistical tables, an industry glossary, a database of industry associations and professional organizations, and our in-depth profiles of more than 300 of the world's leading insurance companies, both in the U.S. ]]></description>
<pubDate>Fri, 23 Oct 2009 00:00:00 EST</pubDate>
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<title>Health Insurance in Australia - Industry Market Research Report</title>
<link>http://www.mindbranch.com/products/R538-31310.html</link>
<description> <![CDATA[ Industry Market Research Synopsis   This Industry Market Research report from IBISWorld provides a detailed analysis of the Health Insurance in Australia industry, including key growth trends, statistics, forecasts, the competitive environment including market shares and the key issues facing the industry.   Industry Definition   This industry includes businesses that primarily underwrite insurance policies relating to health and medical risks. Underwriting insurance policies involves assuming risks and assigning premiums. The type of insurance cover provided by businesses operating in this industry is for hospital, medical, dental, pharmaceutical and funeral, expenses or costs. Businesses within this industry generate revenue not only through insurance underwriting but also by investing premiums.   Report Contents   The Key Statistics chapter provides the key indicators for the industry for at least the last three years. The statistics included are industry revenue, industry gross product, employment, establishments, exports, imports, domestic demand and total wages.  The Market Characteristics chapter covers the following: Market Size, Linkages, Demand Determinants, ]]></description>
<pubDate>Fri, 23 Oct 2009 00:00:00 EST</pubDate>
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<title>Plunkett's Insurance Industry Trends &amp; Statistics 2010 (Summary)</title>
<link>http://www.mindbranch.com/products/R207-604.html</link>
<description> <![CDATA[This summary contains the complete trends and statistics chapters excerpted from Plunkett's Insurance Industry Almanac--a market research guide to the insurance industry. It includes our analysis of the industry's major trends, from the possibility of insurance industry reform in the foreseeable future, to the challenges and opportunities created by aging populations in the industrialzed West, to the vast promise of China, the fastest-growing business market in the world. In addition, we provide statistical tables such as "Top 25 Global Insurance Companies by Revenues, 2008" and "People without Health Insurance for the Entire Year, U.S.: 2007-2008." Wield this tool for strategic planning, business development or industry analysis.
]]></description>
<pubDate>Fri, 23 Oct 2009 00:00:00 EST</pubDate>
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<title>Commercial Banking in the US - Industry Market Research Report</title>
<link>http://www.mindbranch.com/products/R538-31371.html</link>
<description> <![CDATA[ Industry Market Research Synopsis   This Industry Market Research report from IBISWorld provides a detailed analysis of the Commercial Banking in the US industry, including key growth trends, statistics, forecasts, the competitive environment including market shares and the key issues facing the industry.   Industry Definition   Corporations in this industry provide financial services to retail and business clients in the form of commercial, industrial, and consumer loans. They also accept deposits from their customers which are used as a source of funding for the loans they issue.   Report Contents   The Key Statistics chapter provides the key indicators for the industry for at least the last three years. The statistics included are industry revenue, industry gross product, employment, establishments, exports, imports, domestic demand and total wages.  The Market Characteristics chapter covers the following: Market Size, Linkages, Demand Determinants, Domestic and International Markets, Basis of Competition and Life Cycle. The Market Size section gives the size of the domestic market ]]></description>
<pubDate>Thu, 22 Oct 2009 00:00:00 EST</pubDate>
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<title>Qatar Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8514.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Peru Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8508.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores are the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Bangladesh Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8455.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Turkey Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8477.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high ranking in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Romania Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8476.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Greece Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8475.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means there is massive potential for deposits,assets and client loans to rise. In addition, the generally solid institutional framework ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Taiwan Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8457.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>South Korea Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8456.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means that there is massive potential fordeposits, assets and client loans to rise. In addition, the generally solid institutional ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>South Africa Commercial Banking Report Q4 2009</title>
<link>http://www.mindbranch.com/products/R302-8515.html</link>
<description> <![CDATA[We now rate 59 banking systems, and it is little surprise that the developed states dominate the top spots.  The US and UK come first and second place, respectively, with scores of 88.7 and 88.0 out of 100. Ofcrucial importance to both scores is the very high rankings in the crucial 'Risks to realisation of returns -Market structure' sub-category, which accounts for 42% of the overall score. The two countries areranked first and second in this category as well. This sub-category captures the size of the sector, and thepotential for assets and loans to grow in US dollar terms. While both systems have been buffeted by theglobal credit crunch and will not post stellar growth numbers in percentage terms for the foreseeablefuture, the sheer size of the US and UK's financial systems means there is massive potential for deposits,assets and client loans to rise. In addition, the generally solid institutional framework ]]></description>
<pubDate>Wed, 21 Oct 2009 00:00:00 EST</pubDate>
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<title>Methods and Practices: The Economic Value of Loan Assets</title>
<link>http://www.mindbranch.com/products/R104-40347.html</link>
<description> <![CDATA[ This Financial Insights report focuses on the deployment of a pricing model that uses an income statement approach within the context of a discounted cash flow analysis.  "As lending capital becomes constrained, loans at the individual and portfolio level need to represent economic value. By using an income statement approach combined with a financial valuation methodology, loan assets are viewed in a new light, as economic assets. Measuring the economic value of loan assets brings together marketing, risk, and finance objectives," says Dana Wiklund, research director of Global Risk Management, IDC Financial ]]></description>
<pubDate>Tue, 20 Oct 2009 00:00:00 EST</pubDate>
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<title>Retail Savings and Investments in France to 2013</title>
<link>http://www.mindbranch.com/products/R313-56670.html</link>
<description> <![CDATA[ Introduction   In today's market downturn it is crucial to understand retail investors' asset allocations. This report analyzes French retail balances in deposits, mutual funds, equities and bonds, including relative market share by product, historic growth and forecasts.   Scope   French retail savings and investments market  Segmented by deposits, mutual funds, direct investment in equities and direct investment in bonds  5 years historic and 5 years forecast data   Highlights   The total retail savings and investments balance in France was EUR1,450,315m in 2007, growing at a Compound Annual Growth Rate (CAGR) of 4.1% over the 200407 period.  Deposits accounted for a major part of the French retail savings and investments balance, with a 65% share in 2007. Mutual funds accounted for 22.6% of the balances, in 2007.   Reasons to Purchase   Assess the relative size and industry dynamics in each of the French savings and investment markets to clearly identify key strategic issues  Access independent forecasts of French savings and investment markets to identify countries ]]></description>
<pubDate>Mon, 19 Oct 2009 00:00:00 EST</pubDate>
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<title>Retail Savings and Investments in the UK to 2013</title>
<link>http://www.mindbranch.com/products/R313-56671.html</link>
<description> <![CDATA[ Introduction   In today's market downturn it is crucial to understand retail investors' asset allocations. This report analyzes the British retail balances in deposits, mutual funds, equities and bonds, including relative market share by product, historic growth and forecasts.   Scope   The British retail savings and investments market  Segmented by deposits, mutual funds, direct investment in equities and direct investment in bonds  5 years historic and 5 years forecast data   Highlights   The total retail savings and investments balance in the UK was EUR1,749,073.4m in 2007, growing at a Compound Annual Growth Rate (CAGR) of 7.8% over the 200407 period.  Deposits accounted for a major part of the British retail savings and investments market, with a 53.3% share in 2007. Equities accounted for 24.7% of the market, in 2007.   Reasons to Purchase   Assess the relative size and industry dynamics in each of the British savings and investment markets to clearly identify key strategic issues  Access independent forecasts of the British savings and investment markets ]]></description>
<pubDate>Mon, 19 Oct 2009 00:00:00 EST</pubDate>
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